International Students in the U.S.|
U.S. Citizens Studying Abroad
 |
Global Student USA Comparison Chart
|
| Product Feature | Preferred | Standard |
| Price | Quote Global Student USA | Quote Global Student USA |
| Availability |
Select U.S. States -- See Eligibility |
Select U.S. States -- See Eligibility |
| Medical Expense Coverage | ||
| Policy Year Maximum Benefits | $250,000 | $250,000 |
| Lifetime Maximum Benefits | $1,000,000 | $1,000,000 |
| Deductible (per Injury or Sickness) | $100 (reduced to $50 if first seen at student health center) | $100 (reduced to $50 if first seen at student health center) |
| Basic Medical | 100% to $5,000 | 80% to $10,000 |
| Supplemental Major Medical | After Basic Medical, 80% up to an additional $245,000 | After Basic Medical, 100% up to an additional $240,000 |
| Outpatient Prescription Drugs | 50% | 50% |
| Durable Medical Equipment | Rental or Purchase charges | Rental or Purchase charges |
| Hospital Room & Board | Semi-private accommodation | Lesser of Semi-private accommodation or $500 per day |
| Intensive Care | $1,000 per day | $1,000 per day |
| Mental Disorders, Drug/Alcohol Abuse |
$500 Outpatient $5,000 Inpatient |
$500 Outpatient $5,000 Inpatient |
| Therapeutic Abortion | $500 | $500 |
| Motor Vehicle Accident | $10,000 | $10,000 |
| Sports Injuries | $5,000 | $5,000 |
| Ground Ambulance | $350 | $350 |
| Routine Care of Newborn Child | $750 | $0 |
| Injuries to Sound Teeth | $250/tooth per injury | $250/tooth per injury |
| Accidental Death & Dismemberment | $10,000 | $0 |
| Home Country Coverage (while insured) |
100% of reasonable expenses up to $5,000 lefitime maximum | 100% of reasonable expenses up to $5,000 lefitime maximum |
| Additional Coverages | ||
| Medical Evacuation | $100,000 | $100,000 |
| Bedside Visit to Hospitalized Insured | Up to $1,500 for Airfare and Hotel Accommodations | Up to $750 for Airfare and Hotel Accommodations |
| Repatriation of Remains | $25,000 | $25,000 |
| Benefits above apply to Participants. | ||
| Global Health and Safety Resources | ||
| Online Doctor Search--U.S. | Yes | Yes |
| Online Doctor Search--International | Yes | Yes |
| Destination Health and Safety Information | Yes | Yes |
| Drug Translation Guide | Yes | Yes |
| Medical Term and Phrase Translation Databases | Yes | Yes |
| Health and Security News Alerts | Yes | Yes |
| Additional Benefits | ||
| Toll Free Telephone Access to All Services | Yes | Yes |
| 24 Hours/7 Day Global Medical Assistance | Yes | Yes |
| 10 Day Money Back Guarantee | Yes | Yes |
| Exclusions and Limitations | see Preferred-Certificate | see Standard-Certificate |
| Price | Quote Global Student USA | Quote Global Student USA |